PAYMENTS FOR INTERNET BUSINESSES
Get paid anywhere.
Keep more of it.
Suby is the all-in-one payment platform for internet businesses. Accept card, bank transfer, Apple Pay, Google Pay and stablecoins in one checkout, and get paid out to your bank account or straight to your wallet in USDC or EURC. One flat rate, no hidden FX fees, no bank account required.
Book a call →4%
Flat, all-in. Card or crypto.
30 to 60%
Typical saving vs Stripe & Whop
60s
To your first live paylink
40+
Countries. No bank account needed.
01 · How it works
One setup.
Every way to get paid.
Your customers pay however they want. Suby automatically picks the best route for every transaction, then pays it out exactly the way you want to receive it.
PAY-IN
- Visa & Mastercard cards
- Bank transfer (SEPA, ACH)
- Apple Pay & Google Pay
- Stablecoins (USDC, EURC, USDT)
ROUTING
Best rail, every time
Every payment is sent down the route most likely to succeed at the lowest cost, with fraud protection, currency conversion and automatic retries built in. More sales approved, less lost to fees.
PAY-OUT
- Bank account (EUR & USD)
- USDC or EURC to your wallet
- No bank account required
02 · What you can accept
Whatever you sell.
However you bill.
Ship it with our API or with zero code, whatever suits your team. Subscriptions, one-time payments, pay-as-you-go, invoicing, paylinks and a full dashboard, all in one place at one flat rate.
Payments
Any billing model
- Subscriptions with smart retries
- One-time payments
- Pay-as-you-go & usage-based
Crypto
Any token, any chain
- Auto-swap to USDC on Base
- Solana, BTC, Tron & all EVM
- 100+ tokens, no re-integration
Tools
Everything to get paid
- Cross-border invoicing
- No-code paylinks
- Real-time dashboard
Integration
API or no-code
- Full REST API
- No-code, nothing to build
- Live in minutes
BUILT FOR
03 · One flat rate
4% flat. That's the whole bill.
Card or crypto, domestic or international. 4% is the final number: no FX markup, no cross-border surcharge, no payout fee. Every transaction takes the best route in real time, so you win more sales and pay less on each one.
4.0%
All-in on card & wallet payments
- No FX markup
- No cross-border surcharge
- No payout fee
1.5%
On stablecoin & crypto payments
- Any token, any chain
- Auto-swapped to USDC
- Settled in minutes
$0
To get started
- No setup fee
- No monthly minimum
- No bank account required
Today
Time to go live
- Paylink in 60 seconds
- Checkout in ~5 lines
- Real human support
Processing over $500K a month? Your rate is negotiable. Talk to us.
04 · The real cost
You're quoted 2.9%.
You end up paying 7 to 15%.
The sticker rate is never the real bill. FX markups, cross-border surcharges, payout fees and failed-payment losses stack up quietly, every single month. And legacy processors make you open a registered bank account before you can even start.
Fees buried in the fine print
Cross-border surcharges and an FX markup on every international sale. What reads as 2.9% is rarely what lands in your account.
A bank account just to begin
If you sell globally or want to settle in stablecoins, incumbents lock you out before your first transaction.
Money lost to failed payments
Single-rail processors decline good customers. No smart routing, no retries, just revenue quietly walking out the door.
Built for enterprise, not you
Incumbents optimise for merchants above $10M in revenue. Everyone else gets opaque pricing and no real support.
05 · Side by side
Suby vs the incumbents.
Same volume, a very different bill. And a product that doesn't lock you out.
Stripe / Whop
Suby
Real total fee
7 to 15%
4% flat
Card & crypto in one checkout
✗
✓
Intelligent routing & retries
✗
✓
Payout to bank or wallet
✗
✓
No FX fees
✗
✓
Bank account required
Yes
No
06 · In production
Not a demo. Live volume.
Suby is already processing real payments for real merchants, built on the same top-tier infrastructure the biggest players run on. Bank-grade reliability, without the enterprise price tag.
700
Merchants on the platform
40+
Countries served
100+
New leads every week
BACKED BY
07 · On the roadmap
Your balance,
working for you.
Soon the balance you build up on Suby becomes a full financial account. Earn on it, spend straight from it, and cash out the moment you need to.
Yield on balance
Earn on the money sitting in your balance instead of leaving it idle.
Earn on your cash
Business spend card
Spend your balance straight from a Suby card. No off-ramp, no waiting.
Spend it directly
Instant payout
Move your money to a bank or wallet in seconds, whenever you want.
Cash out anytime
Ready to keep more of every sale?
Book a 15-minute call and we'll show you exactly what Suby saves you on your current volume, and get your checkout live the same day.